Borrowing money, costs money

Financing renovation

A new kitchen, plastic frames or a complete extension. They are fantastic plans to make your home more beautiful or more energy efficient. But you do have to finance that renovation. At we find out which renovation loan is the best for you. You will receive a quote within 24 hours and you will receive free loan advice. Can't wait? Request a quote now.

Loan for a renovation

  • Low interest for home owners
  • Interest is tax deductible
  • Short term, quickly repaid
  • Loan amount quickly on your account
  • Pay off as much as you want without penalty

Borrow money for a renovation

Borrowing money for a renovation has a few nice advantages. To begin with, as a home owner you can get very low interest rates. The rate is particularly favorable for higher amounts. In addition, interest is tax-deductible if you take out a Personal Loan for a renovation. Due to the tax benefit, the costs of your renovation loan are even lower.

For which renovation can you borrow money?

You can use a renovation loan to decorate, enlarge or make your home more sustainable. So whether it is a new kitchen , a different bathroom , solar panels , a dormer window or any other improvement. You benefit from the special advantages that a loan for a renovation offers you: a low interest rate and a lower tax assessment.

Loan for renovation is advantageous

Borrowing money for a renovation is often cheaper than increasing your mortgage . You have no notary, advice and appraisal costs. And you can choose a short term, which saves you on the total interest costs. Furthermore, you can always repay the credit extra without penalty, so that you shorten the term even further. With a mortgage, those options are limited.

Another advantage: with a loan for a renovation, the money will be in your account within a few days. With a mortgage this takes 4 to 6 weeks.

Which loan for a renovation?

There are two types of loan available to finance your renovation:

Personal loan for renovation

You borrow an amount once at a fixed interest and pay everything off within a set number of terms. The interest is tax-deductible if you spend the money on home improvement. You can also make extra repayments without penalty and pay off your renovation loan even faster. A Personal Loan is ideal if you already know how much the renovation will cost.

Revolving credit for renovation

You agree on a credit limit and you can withdraw unlimited money up to that amount. You only pay interest on the amount withdrawn. The monthly installment is fixed, but the term is uncertain because the interest is variable and because you can withdraw repaid amounts again. A disadvantage is that the interest on a Revolving Credit is never tax deductible, not even in the case of a renovation. Nevertheless, it can be an attractive loan form. For example, if you do not yet know how expensive your renovation will be and if you want to have extra money on hand for unforeseen costs.

Are you unsure which loan form is most suitable for your project? You will always receive personal advice from our advisors so that the loan is tailored to your wishes and personal situation.

Personal loan

  • Borrow a fixed amount once
  • Fixed interest and term
  • Fixed monthly costs
  • Extra repayments without penalty

Revolving credit

  • Withdraw money up to the withdrawal limit
  • Repay and withdraw in the meantime
  • Only interest on amount withdrawn
  • Extra repayments without penalty

Current interest rates Personal Loan

The costs of a Personal Loan are based on your personal situation. The fixed interest rates for a Personal Loan from are:

  • With a Personal Loan, the minimum term is 6 months and the maximum term is 120 months.
  • The minimum interest is 3.5% and the maximum legal interest is 14%.
  • There are no additional costs.

Current interest rates Revolving Credit

The costs of a Revolving Credit depend on the amount of the credit limit. The monthly repayment of the Revolving Credit is a percentage of the credit limit, 1 to 2%. The interest on the Revolving Credit is variable. You only pay interest on the outstanding balance. The variable interest rates for a Revolving Credit of are:

  • With a Revolving Credit, the minimum term is 1 month. The maximum term depends on the interest, additional repayments and additional withdrawals.
  • The minimum interest is 4.5% and the maximum legal interest is 14%.
  • There are no additional costs.

Apply for a renovation loan at

Do you want to know how you can finance your renovation? Request a quote without obligation from We work together with the cheapest and most reliable providers of loans in the Netherlands. You always receive personal advice in advance, so that you can be sure that the renovation loan suits you. There are no costs associated with that advice and for taking out the loan.

The quotation will be received within 24 hours and the money can already be in your account a few days later.

What do customers say about our services?

735 Customers rate with a 9.6 on Trustpilot

Trustpilot rating

Everything arranged quickly within two days so that we are cheaper.

Caroline 7 days ago
Trustpilot rating

Everything arranged super fast. Application made on Monday afternoon, had to send in a few more documents on Tuesday and the money was in the account on Wednesday. Absolutely great!

Mr. M. van der Meer 7 days ago
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