Borrowing money, costs money

How much can I borrow?

How much money can I actually borrow? An important question if you want to buy a car or make your house more sustainable. At you can easily calculate how much you can borrow based on your income, your living situation and your family situation. The calculation is an indication. Do you want to know exactly what your maximum loan is? You will receive a clear proposal and personal advice from us within 24 hours. There are no costs involved. Request a quote.

Take out a loan with

  • personal advice
  • No advice or closing costs
  • Quotation within 24 hours
  • Low interest from 3.5%

Calculate the maximum loan on

Enter your personal details and immediately see what your maximum loan is at

What is the maximum I can borrow?

The maximum amount you can borrow depends on various factors:

  • Your income . Rule of thumb: the higher your income, the more you can borrow. Important to know: at you can only borrow money if you have a fixed income.
  • Your living situation. With an owner-occupied home, your loan options are greater than with a rental home. It also matters how much you spend on rent or mortgage payments.
  • Your family situation . If you borrow money together with your partner, the maximum loan is often higher. Do you have children? Then your expenses are probably higher and you can borrow less.
  • BKR registration . If you already have a loan, it is registered with the Credit Registration Office (BKR). The maximum amount that you can borrow is then lower.
  • Financial obligations . Alimony, study or tax debt? These financial obligations also determine your maximum loan amount.
  • Your loan purpose . How much you can borrow also depends on the expenditure you have in mind. You cannot borrow more than you need.
  • Your age . Your loan must be repaid before a certain age. If you have almost reached that age, you can borrow a less high amount.

Want to know more about the conditions? In our blog you can read exactly what the bank wants to know from you.

Which loan form do you choose?

If you want to borrow money, you can choose between a Personal Loan and a Revolving Credit.

How much can I borrow? Personal loan

With a Personal Loan you can borrow a maximum of € 75,000. A Personal Loan is a clear form of loan with a fixed interest, a fixed term and a fixed monthly amount. Ideally suited for a specific expense where you know in advance how much you will have lost.

How much can I borrow? Revolving credit

With a Revolving Credit, your loan is a maximum of € 50,000. A Revolving Credit is a loan form with a variable interest rate, where you can withdraw repaid amounts again. This flexibility is useful if you want to have a little more money on hand for some time. Or if you are going to spend a series of smaller and larger amounts, but you are not yet sure how much.

Save on your maximum loan

When you take out a loan, you do not only look at what you can borrow. You also want a favorable interest rate so that your monthly payments remain affordable. At you can compare interest rates from different providers and you can see where you are profitable. Your loan becomes even cheaper if you can deduct the interest for tax purposes. If so, we will always point this out to you. Finally: you do not pay any advice or closing costs with us. This way your costs are limited even further.

How much can I borrow? Request a quote and your question will be answered within 24 hours.

What do customers say about our services?

735 Customers rate with a 9.6 on Trustpilot

Trustpilot rating

Everything arranged quickly within two days so that we are cheaper.

Caroline 7 days ago
Trustpilot rating

Everything arranged super fast. Application made on Monday afternoon, had to send in a few more documents on Tuesday and the money was in the account on Wednesday. Absolutely great!

Mr. M. van der Meer 7 days ago
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