Borrowing money, costs money

Borrow money for a home

Is a mortgage the best loan for a home? Mostly not. The total costs for a loan are usually lower than for a mortgage. If you borrow less than € 25,000, a loan is always cheaper than a mortgage.

Mortgage or loan for a home

Is your house in need of a makeover, a new kitchen or is it time for a thorough renovation? Then a loan to pay for this is usually a better option than a mortgage. Because you do not pay any appraisal, closing and notary fees for a loan, the total costs are often lower than with a mortgage . If you borrow less than € 25,000, this is always the case. Moreover, with a loan you also benefit from interest deduction in some cases.

Which loan for a home?

You can borrow money for a home with a Personal Loan, Continuous Credit or loan with loan benefit for homeowners (formerly WOZ credit). With a Personal Loan you borrow an amount at a fixed low interest rate and you pay the same amount back every month. Do you want to have some extra money on hand in addition to the loan amount for your home? This is possible with a Revolving Credit . You decide which amount you withdraw when. The Homeowner Personal Loan has been specially developed for people with an owner-occupied home. The fixed interest is lower than with a Personal Loan thanks to the financial security that an owner-occupied home offers the bank.

Our loans for a home

Personal loan

  • Borrow a fixed amount once
  • Fixed interest and term
  • Fixed monthly costs
  • Extra repayments without penalty
  • No closing costs or consultancy costs
  • Advice from qualified advisers

Personal Loan Homeowner

  • Borrow a fixed amount once
  • Fixed interest and term
  • Fixed monthly costs
  • Extra repayments without penalty
  • No closing costs or consultancy costs
  • Advice from qualified advisers

Revolving credit

  • Withdraw money up to the withdrawal limit
  • Repay and withdraw in the meantime
  • Only interest on amount withdrawn
  • Extra repayments without penalty
  • No closing costs or consultancy costs
  • Advice from qualified advisers

Loan for a home deductible?

If you borrow money for the renovation or improvement of your home, you are entitled to interest deduction. This interest deduction only applies to a Personal Loan. The interest on a Revolving Credit is usually lower, but not tax deductible.

Borrow money for a home, get informed!

Borrowing money, costs money. Therefore, always choose a responsible loan. Our credit specialists give you responsible advice based on your personal situation. This way you can be sure that you are making a wise choice.

Do you want to borrow money for a home? Please contact us for more information or ask for free and a free quote.

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What do customers say about our services?

735 Customers rate abdallahka.com with a 9.6 on Trustpilot

Trustpilot rating

Everything arranged quickly within two days so that we are cheaper.

Caroline 7 days ago
Trustpilot rating

Everything arranged super fast. Application made on Monday afternoon, had to send in a few more documents on Tuesday and the money was in the account on Wednesday. Absolutely great!

Mr. M. van der Meer 7 days ago
Apply for your loan online now!

Benefit now from the lowest interest ever.
From 3.5% fixed interest at abdallahka.com

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