Borrowing money, costs money

What does a personal loan cost?

The interest is fixed with a personal loan . The term is also determined in advance. So you know exactly what amount you pay per month and in total.

The total costs of a Personal loan depend on the term of the loan and the interest. When you opt for a shorter term, you pay less in total, purely because you pay interest over a shorter period.


You borrow an amount of € 25,000 at an interest rate of 4.1% . Below is an overview of the costs for different maturities:

Duration Monthly costs Total costs (interest + repayment)
48 months € 564.76 € 27,108
60 months € 460.69 € 27,642
72 months € 391.41 € 28,182

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Caroline 7 days ago
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