Borrowing money, costs money

Nationale-Nederlanden lowers interest for amounts from USD 10,000

National Netherlands lowers interest to 9.9%

December 29, 2020

With effect from December 28, 2020, Nationale-Nederlanden has reduced the interest on the Personal Loan for loan amounts between € 10,000 and € 75,000. The minimum interest rate on the Personal Loan has been reduced from 3.7% to 3.6%.

The interest rate cut of Nationale-Nederlanden follows an earlier cut in October. Borrowing money is now even cheaper, because the lowest rate - for amounts between 50,001 and 75,000 us dollar - now comes out at 3.6%.

Terms Personal Loan Nationale-Nederlanden up to and including 72 months

Amount Interest from
€ 50,001 to € 75,000 3.60%
€ 35,000 to € 50,000 3.80%
€ 25,000 to € 35,000 3.80%
€ 15,000 to € 25,000 4.30%
€ 10,000 to € 15,000 6.00%

Terms Personal Loan Nationale-Nederlanden from 73 to 120 months

Amount Interest from
€ 50,001 to € 75,000 3.60%
€ 35,000 to € 50,000 3.80%
€ 25,000 to € 35,000 3.80%
€ 15,000 to € 25,000 4.30%
€ 10,000 to € 15,000 6.10%

Nationale-Nederlanden calculates the interest on the basis of risk classes. The above interest rates are therefore starting rates. If you fall in a higher risk class, the interest is slightly higher. It depends on your personal and financial circumstances in which risk class you fall. Do you want to know what you are going to pay for a Personal Loan with Nationale-Nederlanden? Request a quote from

Interest is tax deductible

Thanks to the current low interest rate, it is possible for many people to fulfill their wishes more quickly. Buying another car or a motorcycle, for example. Let us calculate what your total costs would be now and how much you pay per month. Do you want to renovate your house or make it more sustainable with solar panels ? Then remember that you can deduct the interest for tax purposes. This gives you a tax advantage, which in turn reduces the costs of your investment. While your home value is rising.

Transfer or merge loans

The low interest rate of Nationale-Nederlanden is also a godsend if you now have an expensive Personal Loan. Ask us how much you can save by transferring this loan to Nationale-Nederlanden. It is also possible to merge several small credits, such as a loan, credit card debt and installment purchase, into one loan. There is a good chance that you will pay a lower interest rate and that your monthly costs will drop immediately.

Free quote at

Do you want to know what is possible for you now that Nationale-Nederlanden has lowered interest rates even further? Please contact or request a quote . This is completely without obligation and therefore does not commit you to anything. You will also be personally advised on which loan, term and loan amount you can best choose in your situation. If you agree with our proposal, we will immediately arrange the loan for you. You pay nothing for the advice and closing.

Written by:
  • Danny Lindeman
  • Senior Credit Specialist
Lender and spender
Lowest interest for 5,000 and 10,000 at Lender & Spender December 28, 2020 | Gerbert van de Bovenkamp
Loan standards further tightened
Borrowing standards are being tightened. What does that mean to you? December 3, 2020 | René Koopman
Suyixinnl is going to collaborate with freo
Freo lowers interest on personal loans, also for lower amounts December 1, 2020 | Danny Lindeman

What do customers say about our services?

735 Customers rate with a 9.6 on Trustpilot

Trustpilot rating

Everything arranged quickly within two days so that we are cheaper.

Caroline 7 days ago
Trustpilot rating

Everything arranged super fast. Application made on Monday afternoon, had to send in a few more documents on Tuesday and the money was in the account on Wednesday. Absolutely great!

Mr. M. van der Meer 7 days ago
Apply for your loan online now!

Benefit now from the lowest interest ever.
From 3.5% fixed interest at

Request a quote Request quote