Borrowing money, costs money

DEFAM Homeowner Personal Loan

Buy a car, renovate your house or borrow for your residual debt. With a Personal Loan you borrow a fixed amount once. As a home owner, you are eligible for an extra attractive interest.

Borrow with your own home from DEFAM

The Homeowner Personal Loan from DEFAM has been specially developed for homeowners. Just like with a regular Personal Loan , you have the security of a fixed interest and fixed monthly amounts. But a Homeowner Personal Loan through DEFAM offers an extra advantage: a lower interest rate.

More attractive interest and higher amount of credit

When taking out a Personal Loan, an owner-occupied home offers extra security. That is why you are eligible for a more attractive interest rate at DEFAM. And because is a premium partner of DEFAM, this interest is even more attractive for our customers! It is also possible to borrow a higher amount of credit.

Borrow for home improvement or residual debt

With a Homeowner Personal Loan you are eligible for a tax benefit. The interest on your Personal Loan is tax-deductible if you use the loan for the renovation or improvement of your own home. Be careful with residual debt! Because until December 31, 2017, you can deduct the interest on this residual debt from the tax. But this is no longer possible from 1 January 2018. This residual debt scheme will lapse on 1 January 2018. This fiscal windfall was intended to boost the housing market during the crisis. Politicians no longer consider this to be crucial, now that the housing market is picking up more and more and is even heading towards overstraining.

What do customers say about our services?

735 Customers rate with a 9.6 on Trustpilot

Trustpilot rating

Everything arranged quickly within two days so that we are cheaper.

Caroline 7 days ago
Trustpilot rating

Everything arranged super fast. Application made on Monday afternoon, had to send in a few more documents on Tuesday and the money was in the account on Wednesday. Absolutely great!

Mr. M. van der Meer 7 days ago
Apply for your loan online now!

Benefit now from the lowest interest ever.
From 3.5% fixed interest at

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