Borrowing money, costs money

Borrow money for the bathroom

A nice bathroom can greatly increase your living pleasure. Is your bathroom in need of a makeover, but you don't have a budget? Then borrowing money for the bathroom is a good option. View the loan options and get informed.

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No closing costs
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Borrow money responsibly for a bathroom

Do you want to borrow money for a new bathroom? Then you can go to We assess which loan is responsible in your situation. This means that we check whether:

  1. The loan suits your loan goal
    The costs of the renovation must be in proportion to the value of your home. On average, a new bathroom costs between $ 12,000 and $ 30,000.
  2. The loan suits your financial situation
    We ask for your income details, your housing costs and your other financial obligations. We also check with the Credit Registration Office (BKR) whether you have any other loans.
  3. The loan suits your personal situation
    The family composition and your age partly determine which loan is suitable for you.

Your details and your wishes are the basis of our advice on the loan that best suits you and your spending goal.

Borrow money for a bathroom at

It is important that you are well informed before you take out a loan for a bathroom. At, you therefore always talk to a credit specialist. A personal approach and careful advice are central to this. After all, the range of loans is large and it is therefore difficult to discover which loan best suits your borrowing needs.

The costs for a loan depend on various factors such as the duration of the loan, the type of credit and your personal situation. Responsible advice from our credit specialists can save you a lot of costs.

Loan for the bathroom deductible?

If you take out a loan for home improvement, the interest is deductible for income tax. But that deductibility only applies if the loan is fully repaid step by step within 30 years. A Personal Loan meets that criterion, but a Revolving Credit does not. With a Personal Loan you therefore benefit from interest deduction for a maximum of 30 years.

Mortgage for bathroom

Sometimes you can finance a new bathroom by increasing your mortgage or taking out an additional mortgage. However, this is only possible if you earn enough and if the value of your home allows it. Increasing your mortgage can also be accompanied by additional costs, such as notary fees or appraisal costs. In addition, the mortgage can have a longer term than a Personal Loan. You are then stuck with higher monthly costs and ultimately pay more for the loan

Personal loan for a bathroom

Most people opt for a Personal Loan if they borrow money for a bathroom. It is a loan form with many securities. The interest is fixed, as is the monthly amount that you pay and the term. So you know exactly where you stand. And the interest is deductible if you use the money for home improvement. Do you want to make extra repayments on the loan? Then you no longer pay a fine for that nowadays.

With a Personal Loan you can borrow up to 75,000 us dollars.

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Personal loan

  • Borrow a fixed amount once
  • Fixed interest and term
  • Extra repayments without penalty
  • No closing costs or consultancy costs

Continuous Credit for a bathroom

A Revolving Credit is a flexible loan with a variable interest rate. You can withdraw or pay off extra money free of charge, up to the agreed limit. This flexibility can be useful if you do not know exactly how expensive the renovation will be, or if you might want to make other improvements to your home. The disadvantage is that the interest is not deductible, even if you use the money for home improvement.

With a Revolving Credit you can borrow up to 75,000 us dollars.

You pay a fixed monthly amount in interest and repayment. That monthly amount is at least 1.5% of the credit limit.

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Revolving credit

  • Withdraw money up to the withdrawal limit
  • Repay and withdraw in the meantime
  • Extra repayments without penalty
  • No closing costs or consultancy costs

More information

At , our experts advise on the basis of your situation which loan form best suits your wishes and possibilities.

Would you like more information about a loan for a bathroom? Please feel free to contact us for more information.

What do customers say about our services?

735 Customers rate with a 9.6 on Trustpilot

Trustpilot rating

Everything arranged quickly within two days so that we are cheaper.

Caroline 7 days ago
Trustpilot rating

Everything arranged super fast. Application made on Monday afternoon, had to send in a few more documents on Tuesday and the money was in the account on Wednesday. Absolutely great!

Mr. M. van der Meer 7 days ago
Apply for your loan online now!

Benefit now from the lowest interest ever.
From 3.5% fixed interest at

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