Borrowing money, costs money

Financing landscaping

personal advice
No closing costs
Quotation within 24 hours
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Create a new garden

Renovate your garden or create a new garden; a big job and it costs a lot of money. If you do not have the money in your account to finance the landscaping, there are other options. In the case of home improvement, which includes your garden, you can increase your mortgage, take out a second mortgage. Or you borrow money from a lender. We list the options for you.

Mortgage or loan

If you buy a house, you can co-finance the construction of your garden with the mortgage that you take out for your home. The mortgage amount is then increased. If you already live in an owner-occupied home and you want to renovate or renew your garden, you can take out a second mortgage. You can also take out a consumer loan for the construction of your garden.

What are the differences between a consumer loan and a mortgage?


  • Long term of 30 years
  • Lower interest
  • However, advice and closing costs
  • With the intervention of a notary, costs are involved
  • With a second mortgage, only redeem without penalty if the interest is variable

Consumer loan

  • Shorter term, maximum 10 years
  • Interest from 3.5%
  • No advice and closing costs
  • Without the intervention of a notary
  • Extra repayments without penalty

Garden landscaping costs deductible

A loan that you take out to improve your home has a tax advantage: the interest is deductible if you meet a number of conditions. The construction of a new garden is part of home improvement . An attractive tax benefit to increase the value of your home!

You can read more about tax benefits for home improvement on the website of the Tax Authorities .

Loan for a garden

Due to the long term of a mortgage, financing a new garden in this way is often more expensive than with a consumer loan.

There are two types of consumer loans: a Personal Loan and a Revolving Credit. Which one is most suitable depends on your personal wishes. Our advisors will discuss your wishes and options, and you will then receive the most suitable offer for your loan from us.

Request a free quote

Personal loan

  • Fixed interest from 3.5%
  • Fixed term
  • Fixed monthly costs
  • Extra repayments without penalty
  • Interest is tax deductible

Revolving credit

  • Variable interest from 4.5%
  • Repay and withdraw in the meantime
  • Pay interest only on the amount withdrawn
  • Extra repayments without penalty

Request quote

If you want to finance your new garden with a loan, you can use our online form to submit an application. We will send you the most suitable quotation without obligation and free of charge.


Apply online

Not sure about your choices? Our advisors always go through the application with you.


The consultation

We will discuss your wishes and options together. You will receive the most suitable offer from us.


Send documents

You can provide all necessary documents digitally online in your personal environment.

The money in your account

We will handle the rest for you free of charge. The money will be in your account within 2 working days.

What do customers say about our services?

735 Customers rate with a 9.6 on Trustpilot

Trustpilot rating

Everything arranged quickly within two days so that we are cheaper.

Caroline 7 days ago
Trustpilot rating

Everything arranged super fast. Application made on Monday afternoon, had to send in a few more documents on Tuesday and the money was in the account on Wednesday. Absolutely great!

Mr. M. van der Meer 7 days ago
Apply for your loan online now!

Benefit now from the lowest interest ever.
From 3.5% fixed interest at

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